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The 2016 full year results include a pre-tax contribution of $4.8 million to fund the HarborOne Foundation (the Foundation). Excluding this contribution expense, net income would have been $8.8 million. James Blake, President and CEO, stated, We focused our efforts on prudent growth in 2016, with our successful IPO providing capital to execute our strategy, primarily through commercial real estate and commercial loan originations. We are well positioned to continue this momentum into the new year as we evaluate further opportunities to grow our customer base and look forward to celebrating

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